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    Consolidating student loans with low interest rate

    That means it makes sense to look into refinancing only when you’ve hit certain milestones.

    Here’s how to know you’re ready to consider student loan refinancing as part of your new-year, new-you financial plan.1.

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    Your son gained the benefit of your financial commitment to his education.None of these situations appear to apply to your loan.Even if they did apply, you’re not going to get much relief from consolidating your consolidated loan.While it wasn’t your plan to do this, ask him to pay part of the freight.When a new consolidation loan isn’t a way to refinance student loans in your case, some borrowers in your position have turned to using home equity loans or a cash-out refinancing of a first mortgage to pay off student loans and come away with a lower interest rate.

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